V = P(1+(rt/100))
V = P(1+(r/100))^(t) ||annual investment
V = P(1+(r/100))^(nt) ||investment within a year
formula 2 and 3 are optional, only use if time is given
t= years
n = time invested within a year, i.e. 6 months ->
nt = 1/2
where V = investment value
where P = investment
where r = rate or % ; 6% = 0.06
where t = time